UghFIRE

  NOTE: This page is best viewed on a large screen (e.g., laptop/desktop/tablet zoomed out) I've been lurking around the FIRE community for a while now, not earning enough to make any meaningful progress towards FIRE (I went back to school). After a few years of just enough income to not go backwards, I started thinking about how I would use the income I hoped to make with my higher qualifications. Should I pay down the PPOR to reduce expenses? Pay off my investment property? Buy LICs and/or ETFs? Sell the investment property and buy shares? There are so many variables, I was really struggling to think through a clear plan. There are a stack of FIRE calculators out there, but none helped me model different scenatios I was weighing up. This calculator is the how I finally came to understand my preferred investment strategy: Ughhrrumph FIRE Calculator   In short, for my circumstances, I found if I focused on funneling as much savings as I can afford into LICs/ET...